Group Policies
- Voluntary Group Scheme Basis
- Compulsory Group Scheme Basis
Individual Policies
- Likusasa Funeral Benefit Plan
- Likusasa for Senior Citizens
Ancillary Benefits
Livestock is only one of the many Inkhomo benefits that your family can claim when you are not around anymore. The Inkhomo benefit has a cash payout of E7000, E10000, or E15000 with just a small increase in your premium. This ensures that your family will have enough money to organize the various ceremonies according to the customs of your people. This amount is paid out as a lump sum to the nominated beneficiary of your policy. The Inkhomo benefit may only be added onto an existing funeral plan.
The Grocery benefit is a once off cash payment paid to the nominated beneficiary for purposes of supporting the surviving members of the family with groceries or any other needs. The Grocery/Family Support benefit may only be added onto an existing funeral plan.
In the event that the death of a person covered is a direct and solely a result of bodily injury caused by accidental means, an Accidental Death Benefit will be payable in addition to the Basic Funeral Benefit. Death must have taken place within 30 days of the accident and the event must be the primary cause of death. This benefit may only be taken as an additional benefit to an existing Funeral Plan.
The Memorial Benefit aims to assist in meeting the cost of the unveiling ceremony on death of either a Principal Member or Eligible Spouse. The memorial benefit may only be taken as an additional benefit to an existing Funeral policy.
Frequently Asked Questions (FAQs)
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Documentation to be submitted with the claim notification form
Claims
DECEASED DOCUMENTATION
- Certified Copy of Death Certificate
- Certified Copy of Deceased ID
- Certified Copy of Birth Certificate
- Medical Report (death certified by doctor)
- Umphakatsi Letter (death uncertified by doctor)
- Mortuary Letter
CLAIMANT DOCUMENTATION
- Certified copy of Proof of Relationship
(E.g. marriage certificate if married, birth certificate)
- Certified Copy of Claimant ID
- Claimant One (1) Month Bank Statement